Better to have, but you can do it without if your neighbour has no problem.
-amet(AMET);
2015-11-16(#9772748@0)+1
I guess if you did it without permit, the insurance policy won't cover you a penny when the house was collapsed, in case.
-atlantic_man(atlantic_man);
2015-11-16(#9772786@0)
Yes, I do have but not because the insurance but in case my neighbour complain.
-amet(AMET);
2015-11-16(#9772794@0)