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枫下家园 / 爱车一族 / 请问新车贷款对年工资与是否是Permanent Job有要求吗？只有一年的合同（低PAY），有无可能得到新车贷款？可不可以用银行存款证明还款能力，美国的信用记录有用吗？
-cajunman(happyhut);
2002-1-11
(#330886@0)
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年薪和存款都是考虑因素，美国信用历史应该没用
-strider(Aragorn);
2002-1-11
(#331053@0)
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忘了说了，最主要的还是你过去在加拿大的信用纪录
-strider(Aragorn);
2002-1-11
(#331054@0)
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Your monthly payment of all your loans + credit lines of all your credit cards * 0.05 <= 40% of your monthly payment (pre-tax).
-guest3(guest);
2002-1-11
(#331113@0)
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Sorry , made a mistake. Should be "monthly salary".
-guest3(guest);
2002-1-11
(#331116@0)
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US credit history is not that useful.HOWEVER, if u go through some bank like citibank, u may give it a try. I applied their sony credit card, coz' i have 2 citibank cards in US since 96. I am approved for platinum card without ANY canada credit history. Not sure if it could help for auto loan.
-speed(如风);
2002-1-11
{258}
(#331171@0)