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枫下家园 / 爱车一族 / 请帮我看看保险公司对我们的处理对吗?哪位朋友有车子保险的经验和知识,请帮我分析一下我的问题. 10天前我们的车从背后被撞,所有人包括警察告诉我是对方的错,所以我们直接租车上班. 但是由于我们上的只是第三者保险,保险公司认为在确认谁的责任之前,他们不
付那些天的租车费,估计还有停车费等等. 现在他承认不是我们的责任,但是
10天的租车费却不负责. 这是怎么回事,谁了解,请帮帮我!
我们的车子比较旧,他们希望折价赔给我们,可是这样我们会损失很多钱,包括
修车费,买车的税,刚刚买了2个月,如果我们要求修,可以吗?
多谢!
-guest:;
2001-6-25
{453}
(#111665@0)
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1. Probably you didn't take the 'lose of use' coverage. So you have to pay the rental by yourself. No matter whose fault. 2.I don't how much you paid on your car and how much it worth now. Mostly insurance company would like to ride it off in stead of repaire if it will cost same or more. Also as long as your car was hit, it hurt the frame, maybe you still can dirve it but you put your on head on high way or next accident. Also you won't be as lucky as you drive a car which never been hit before. So if I am you, I will negotaite the value of the car and take the money. Forget the money you put the car.
-guest:;
2001-6-25
{487}
(#111669@0)
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他们答应负担从今天开始的租车费,这是为什么呢? 怎么讨价呢?
谢谢!
-guest:着急;
2001-6-25
(#111675@0)
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Check the red book
-guest:;
2001-6-25
(#111679@0)
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What's means red book? Sorry,I'm getting confuse.
Thanks!
-guest:ZhaoJi;
2001-6-25
(#111681@0)
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你的叙述让我确实感到迷惑,要是对方的责任和你上的什么保险没有一点关系,应该是对方的保险公司理赔。建议你还是把事情经过讲得明白一点大家才好帮你出主意。
-hearts(hearts);
2001-6-25
(#111804@0)
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事情是这样的
-guest:ZhaoJI;
2001-6-25
{619}
(#111811@0)
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保险公司(对方的)负责住车的费用,全部!
-guest:;
2001-6-25
(#111830@0)
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You need to ask you insurance company before you rent car.
-guest:辣妹子;
2001-6-25
(#111875@0)
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是吗?我是zurich, 贵是贵点,赔偿起来到很爽快, 我的情况和他差不多,只保第三者,三次车祸,租三次车.一个子儿没掏.
-guest:;
2001-6-25
(#111889@0)
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呵呵,看来选个‘好的’保险公司意义重大啊,什么公司啊
-guest:Lucky;
2001-6-26
(#112265@0)
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租车费应由保险公司承担租车费是有条件的,好象最长30天,一般由事故开始日到赔偿日之间的天数来计算,听上去你的保险公司很赖皮。如果你的车判定为报废,赔偿的价格中会加上税金。本人去年的94civic lx 是2月买的,10700元含税,9月份被撞毁(对方全责),结果获赔10800元。当时,保险公司只是问我这车买来多少钱,我如实告诉了他们,没过一分钟他们就报价了,也没有要我的发票,我也没话可说,现在想想是否要少了!
信誉好的保险公司一般不会赖你,我的体会是:保险公司还算讲道理,以后他们还赔了点医药费2000元作为一次性了结,我只是有两只手指破了点皮。
-guest:guest;
2001-6-26
{499}
(#111923@0)
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你的保险公司好呀,能告诉我们公司的名字吗,大家多一点好的选择。
-guest:wager;
2001-6-26
(#112014@0)
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我也想知道
-guest:tuluto;
2001-6-26
(#112446@0)
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是zurich,保费比较贵,那辆94civic,去年是2050元全保,G2驾照。
-guest:guest;
2001-6-26
(#112785@0)
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你是直接和ZURICH签还是通过BROKER公司?
-susu72(susu);
2001-6-27
(#113617@0)
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I only reported to my insurance company for $2000, which was bought for $8000. How much will they refund if any accident?
-sleepingchild(Sleeping Child);
2001-6-27
(#113667@0)
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Interesting...冒险租车? How much risk...?
-sleepingchild(Sleeping Child);
2001-6-27
{27}
(#113666@0)