本文发表在 rolia.net 枫下论坛早上收到了AFP member discussion list的一位同行发来的e-mail:
"I have been asked to a talk to 7th & 8th grade students about the recent events in the economy / financial market – bank failures, Freddie & Fannie issues, Lehman, Merrill Lynch, AIG etc…
Does anyone have any ideas/thoughts on how to convey this in terms a “child” would understand?"
很快的来自各地的同行们回复了:
A: “Tough job. How about a lesson on greed? ”
B: "How about adding shortsighted sub-prime borrowers."
C: "Limited oversight and thin regulatory control."
D: "I heard a great explanation this morning on CNBC using a “pile-up on a highway as the analogy”
E: 高手出现了 “My thoughts would be put this in the terms of an Ipod. So the new Ipod or Iphone comes out. A child asks his parents if
he can buy the new $400 ipod. The parents say "Well kid, can you afford to buy the Ipod with your $20 a week allowance?" Clearly the answer is no.
So what should the next step be:
1) Start saving your money until you can afford the Ipod or Iphone? or
2) Ask mom to borrow $80. Once you have the $80, tell Grandma you want to borrow another $20. Obviously you now have $80, so having Grandma cut you another $20 should be no big deal. Now once you get the $20 from Grandma, try hitting up Grandpa for another $100, as the child would clearly have a $100 of cash at this point. Better yet, tell grandpa that you intend on putting the money into a science fair project for school. Once $200 has been accumulated, sell your parents old cassette tapes to your little sister at a dollar a piece, as they won't work in the ipod anyhow. (Don't tell your parents, tell them your little sister is just borrowing them). When your little sister, mom, grandma, and grandpa all come looking for their money, just say "I don't have the money. Talk to Dad, he's the one with all the money that gives me my allowance."
Senseless analogy? Maybe. But both the lenders, and the borrowers, can find fault in their actions."
如果是你的话,你又会怎么和孩子们说呢?更多精彩文章及讨论,请光临枫下论坛 rolia.net
"I have been asked to a talk to 7th & 8th grade students about the recent events in the economy / financial market – bank failures, Freddie & Fannie issues, Lehman, Merrill Lynch, AIG etc…
Does anyone have any ideas/thoughts on how to convey this in terms a “child” would understand?"
很快的来自各地的同行们回复了:
A: “Tough job. How about a lesson on greed? ”
B: "How about adding shortsighted sub-prime borrowers."
C: "Limited oversight and thin regulatory control."
D: "I heard a great explanation this morning on CNBC using a “pile-up on a highway as the analogy”
E: 高手出现了 “My thoughts would be put this in the terms of an Ipod. So the new Ipod or Iphone comes out. A child asks his parents if
he can buy the new $400 ipod. The parents say "Well kid, can you afford to buy the Ipod with your $20 a week allowance?" Clearly the answer is no.
So what should the next step be:
1) Start saving your money until you can afford the Ipod or Iphone? or
2) Ask mom to borrow $80. Once you have the $80, tell Grandma you want to borrow another $20. Obviously you now have $80, so having Grandma cut you another $20 should be no big deal. Now once you get the $20 from Grandma, try hitting up Grandpa for another $100, as the child would clearly have a $100 of cash at this point. Better yet, tell grandpa that you intend on putting the money into a science fair project for school. Once $200 has been accumulated, sell your parents old cassette tapes to your little sister at a dollar a piece, as they won't work in the ipod anyhow. (Don't tell your parents, tell them your little sister is just borrowing them). When your little sister, mom, grandma, and grandpa all come looking for their money, just say "I don't have the money. Talk to Dad, he's the one with all the money that gives me my allowance."
Senseless analogy? Maybe. But both the lenders, and the borrowers, can find fault in their actions."
如果是你的话,你又会怎么和孩子们说呢?更多精彩文章及讨论,请光临枫下论坛 rolia.net