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@Edmonton

I got in to accident last years, the quoted repair cost $4300, Come in......

guest:
本文发表在 rolia.net 枫下论坛It was my fault, I had deal with other guy to suttle it down privatly but some one called police, so we have to go to collision report center and of course my Insurance company get to know it.

I brought my car to a body shop and the guy quote me $4300, luky me ,our purchaser just site beside me and he asked around about the price for the part and conclude that the total part (brand new after market) cost was only $600. so decide to fix it my self.
the complete front end of my car (1995 Honda Civic) was destroied. but the radiator and aire con was ok, i need to change a radiator fan($50), radiator fan support assembly($80), front bumper enforcment($40), Front bumper cover($50), engine hood($150), both side fenders($40/ech). two head lights($40/each), two conerlight($25/each). it was happend 1 day before my vacation, so it tooks me two weeks to took it apart and put them bank . brought the car to a body shop to finish the paint job, cost $400. and that's it.

This year when I renew my policy it was raised $2.5/month, that i can happly live with.

Suggestion, if you can do it you self, do not report. even I did not get a insurance hike but I still has a stained record, which you should avoid by all cost.更多精彩文章及讨论，请光临枫下论坛 rolia.net
(#87620@0)
Last Updated: 2001-6-1
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Replies, comments and Discussions:

  • 枫下家园 / 爱车一族 / 刚开车不久，前天不小心将车撞坏，修车需要3千左右。正发愁该不该告诉保险公司，怕影响今后的保险，但自己出三千也不是小数目。想听听大家的意见。谢谢了。 -guest:请大家出主意; 2001-5-31 (#86945@0)
    • you should let the insurance pay for it! -mssg(mssg); 2001-5-31 {68} (#86998@0)
      That's exactly the reason you pay the insurance every month, right?
    • You must report it. In Canana if it's over 600 $, you are illigeral if you don't report it. -guest:hhll26; 2001-6-1 (#87299@0)
      • 真的吗？我只是撞坏自己的车，没撞坏别的什么，也要报？那他们怎么判断是不是超过六百？ -guest:请大家出主意; 2001-6-1 (#87545@0)
    • you need to report it. 3000 is a big money. -hhll26(likeplay); 2001-6-1 (#87312@0)
    • call your insurance company to check how much rate will be raised if you report it..then compare in which way you will save more money...My friend did this before(it's 1000 cost)...so i think it's allowed to call your insurance for suggestion.. -die4u(Die4U); 2001-6-1 (#87315@0)
      • 谢谢各位。侧面问过保险公司，第一年的保险会涨大约1800，加上随后几年的，我想也不会少过修车的。而且还落下个案底。但又担心不报会不会有问题。据说必需在事故7天内报，真伤脑筋啊。 -guest:请大家出主意; 2001-6-1 (#87543@0)
    • 报告保险公司，如果你只买了第三者险，那么保险公司不会赔的。如果你保了自己的车，保险公司会先赔，到时候会给你OPTIONS，选择你自己付清还是保险公司付 -guest:; 2001-6-1 {148} (#87478@0)
      如果你选择自己付，则不会影响你的下年保险。所以建议你和保险公司谈谈，如果向保险公司索赔导致保费上涨的费用远大于自己出的3000元的话，则自己出比较合算。
      • Not true. As I know, once insurance company knows about it, no matter who pay for it, the driver is "unsafe" driver and his insurance will rise without exception. -guest:yaojian; 2001-6-1 (#87694@0)
    • As long as you don't . -guest:Advice; 2001-6-1 {252} (#87612@0)
      claim and nothing to deal with anyone else, your premium won't go up. The problem is whether you still want to drive the car. $3000 repair really means something to car, maybe on the platform itself. Then you will not be so lucky on your next accident
    • I got in to accident last years, the quoted repair cost $4300, Come in...... -guest:; 2001-6-1 {1230} (#87620@0)
      本文发表在 rolia.net 枫下论坛It was my fault, I had deal with other guy to suttle it down privatly but some one called police, so we have to go to collision report center and of course my Insurance company get to know it.

      I brought my car to a body shop and the guy quote me $4300, luky me ,our purchaser just site beside me and he asked around about the price for the part and conclude that the total part (brand new after market) cost was only $600. so decide to fix it my self.
      the complete front end of my car (1995 Honda Civic) was destroied. but the radiator and aire con was ok, i need to change a radiator fan($50), radiator fan support assembly($80), front bumper enforcment($40), Front bumper cover($50), engine hood($150), both side fenders($40/ech). two head lights($40/each), two conerlight($25/each). it was happend 1 day before my vacation, so it tooks me two weeks to took it apart and put them bank . brought the car to a body shop to finish the paint job, cost $400. and that's it.

      This year when I renew my policy it was raised $2.5/month, that i can happly live with.

      Suggestion, if you can do it you self, do not report. even I did not get a insurance hike but I still has a stained record, which you should avoid by all cost.更多精彩文章及讨论，请光临枫下论坛 rolia.net

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