本文发表在 rolia.net 枫下论坛摘自O.P.F. 2: Ontario Driver's Policy (Effective September 1, 2010)
Limitations on the Coverage
An insured person is not entitled to the Income Replacement Benefit,
Non-Earner Benefit or Payment of Other Expenses if the person:
a)knew, or should reasonably have known, that he/she was
operating an automobile without insurance;
b)was driving an automobile while not authorized by law to drive;
c)was driving an automobile which he/she was specifically
excluded from driving under this policy;
d)knowingly operated, or should reasonably have known that the
automobile was operated, without the owner’s consent;
e)made or knew about a material misrepresentation that induced
the Insurer to issue this policy;
f)intentionally failed to notify the Insurer of any significant
changes as required under Section 6, Statutory Condition 1 -
Material Change in Risk; or
g)was convicted of a criminal offence involving the operation of
an automobile.
2.1 Who is covered
For the purposes of Section 2, insured persons are defined in the
Statutory Accident Benefits Schedule and an insured automobile for this
purpose is a non-owned automobile.
In addition, insured persons also include any person who is injured or
killed in an automobile accident involving a non-owned automobile as
defined in this Policy, and is not the named Insured, or the spouse or
dependant of a named Insured, under any other motor vehicle liability
policy, and is not covered under the policy of an automobile in which they
were an occupant or which struck them.更多精彩文章及讨论，请光临枫下论坛 rolia.net
Limitations on the Coverage
An insured person is not entitled to the Income Replacement Benefit,
Non-Earner Benefit or Payment of Other Expenses if the person:
a)knew, or should reasonably have known, that he/she was
operating an automobile without insurance;
b)was driving an automobile while not authorized by law to drive;
c)was driving an automobile which he/she was specifically
excluded from driving under this policy;
d)knowingly operated, or should reasonably have known that the
automobile was operated, without the owner’s consent;
e)made or knew about a material misrepresentation that induced
the Insurer to issue this policy;
f)intentionally failed to notify the Insurer of any significant
changes as required under Section 6, Statutory Condition 1 -
Material Change in Risk; or
g)was convicted of a criminal offence involving the operation of
an automobile.
2.1 Who is covered
For the purposes of Section 2, insured persons are defined in the
Statutory Accident Benefits Schedule and an insured automobile for this
purpose is a non-owned automobile.
In addition, insured persons also include any person who is injured or
killed in an automobile accident involving a non-owned automobile as
defined in this Policy, and is not the named Insured, or the spouse or
dependant of a named Insured, under any other motor vehicle liability
policy, and is not covered under the policy of an automobile in which they
were an occupant or which struck them.更多精彩文章及讨论，请光临枫下论坛 rolia.net