I have a couple of specific questions. I was involved in an accident, 100% not at fault. The insurance company arranged with a repair shop to get the car fixed after their appraisal. Is there anything not right in this picture? First, the car will depreciate in thousands of dollars because of the accident. Anybody can obtain the collision record before they buy the car. Second, even if it's repaired in the best shop, the car can never be as good as it is before the accident. There are probably hidden damages remaining on the car that may cause problems and incur considerable repair costs in the future.
I believe if the collision is totally not my fault, the insurance company should cover me in a way that it will not cause me any financial losses and inconveniences. I understand we are not living in an ideal world. However, I still think it's quite unfair if they won't cover any depreciations and hidden damages to the car. What do you think?
I believe if the collision is totally not my fault, the insurance company should cover me in a way that it will not cause me any financial losses and inconveniences. I understand we are not living in an ideal world. However, I still think it's quite unfair if they won't cover any depreciations and hidden damages to the car. What do you think?