本文发表在 rolia.net 枫下论坛这些规定是Visa的，想必其他信用卡也大同小异
Vehicles covered
The VISA Collision Loss/Damage Insurance program covers all standard rental automobiles likely to be rented by a traveler. It also covers:
Mini-vans, as defined by the manufacturer. This means a vehicle that transports up to 8 people, including the driver, and is exclusively for transporting passengers and their driver;
Sports Utility Vehicles (SUVs).
Vehicles not covered
The VISA Collision Loss/Damage Insurance does NOT cover the following types of vehicles:
vans, cargo vans or mini cargo vans (other than Mini-Vans as described above);
trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
limousines;
off-road vehicles - meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
motorcycles, mopeds or motor bikes;
trailers, campers, recreational vehicles or vehicles not licensed for road use;
vehicles towing or propelling trailers or any other object;
mini-buses or buses;
any vehicle with a Manufacturer's Suggested Retail Price (MSRP) excluding all taxes, over sixty-five thousand dollars ($65,000) Canadian, at the time and place of loss;
exotic vehicles, meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under 2,500 vehicles per year;
antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more.
Tax-free cars.
Luxury vehicles such as BMW, Cadillac, Lincoln and Mercedes Benz are covered as long as they meet the above requirements.更多精彩文章及讨论，请光临枫下论坛 rolia.net
Vehicles covered
The VISA Collision Loss/Damage Insurance program covers all standard rental automobiles likely to be rented by a traveler. It also covers:
Mini-vans, as defined by the manufacturer. This means a vehicle that transports up to 8 people, including the driver, and is exclusively for transporting passengers and their driver;
Sports Utility Vehicles (SUVs).
Vehicles not covered
The VISA Collision Loss/Damage Insurance does NOT cover the following types of vehicles:
vans, cargo vans or mini cargo vans (other than Mini-Vans as described above);
trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
limousines;
off-road vehicles - meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
motorcycles, mopeds or motor bikes;
trailers, campers, recreational vehicles or vehicles not licensed for road use;
vehicles towing or propelling trailers or any other object;
mini-buses or buses;
any vehicle with a Manufacturer's Suggested Retail Price (MSRP) excluding all taxes, over sixty-five thousand dollars ($65,000) Canadian, at the time and place of loss;
exotic vehicles, meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under 2,500 vehicles per year;
antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more.
Tax-free cars.
Luxury vehicles such as BMW, Cadillac, Lincoln and Mercedes Benz are covered as long as they meet the above requirements.更多精彩文章及讨论，请光临枫下论坛 rolia.net