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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。
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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。

I strongly recommend you not to go for partnership. 9 out of 10 such cooperations will fail due to various reasons.

5w investment, 5w back per year, that is 100% ROI. You may borrow money and pay interest upto 15%.

Banks can grant you small business loan at prime plus 3%. The conditions are: no more than 90% of total store equity; providing a financial projection about the business; providing other guaranty, such as other personal assets, spousal guaranty, your other sources of income, loan insurance, etc.

The sale price shall include two portions: goodwill and equipment worth. The banks normally will recognize the value of equipment as collateral to back up the business loan. Ask the seller to give you an equipment list with item name and current value. The bank may ask an independent assessment of the total value when considering your loan application.

There are other avenues to gain access to private capitals. The interest rate may be higher than bank loan, but definitely lower than partnership.
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Replies, comments and Discussions:

  • 工作学习 / 事业与工作 / 想买一个6W左右的快餐店或咖啡店,钱不够,有没有同样情况的朋友愿意合作?
    • how
    • What is 6W?
      • 6万
    • 地点如何?时间投入呢?
    • 感兴趣的朋友请进。咱们穷人要吃饭谈正事,吃香喝辣的"winner"要调侃请到别处。
      Toronto, Scarborough, Mississauga最近有几家西式快餐店或咖啡店在卖,要价5-7W,
      年净收入5-7W左右(2人分),苦于资金不足。合作方式:partnership,共同出资
      (50%:50%最佳,也可商议),共同劳动,共同受益。

      春夏黄金季节即将来临,目前购买便于砍价。一旦资金落实,即可立即行动。

      请将电话号码发到我,电话详谈。
      • Sorry, unhappygirl.
        • 你老是想先搞清楚是boy or girl, except your washrooms, which is always first in your mind
          • Check your email.
            • nothing
            • 这么怕斑竹?
              • I don't want to mess up a seriou topic and drag it into 闲聊灌水区.
      • 提醒一下, "要价6W, 年净收入也5-7W", 那岂不是一年就能回本, 100%的利润吗? 这数据是否可靠, 要小心识别呀.
        • 很正常。因为这是你的工资加资本回报。
        • 包括2人的劳动啊!假设要价6W, 年净收入也6W,每人收入3W,投资3W;如果打工,收入1.5W,1分不掏;也就是说用3W资本换来1.5W收益,2年才能回本。没钱也只有这样了!
          • 很多人愿意出钱不出力,行吗?
            • 也行,但怎么分帐呢?
              • 30k, no labour, get 10k return
                • i match and beat your offer by only requesting $9999 in return.
          • 明白了, 就是说如果有人出6W买下, 再另外请两个人打工, 3W/年的工资肯定是不够的, 所以收益就很难算了.
            • 这么小的店,全靠employee的话,等着赔钱把。16万的还差不多
      • 使连锁店吗?你的净收入是指税前的?一般mall的快餐店时间是每天11-9点,周末11-6点。也就是一周64小时,还没算进货,采购等时间。要是以净收入6万一年来算,一工作小时也就18刀,还要两个人分,还要缴税,还没假期。
        • 连锁店这个价格根本买不到。我已经看了不少店,6万左右的店不是都合适,但有不少还是能挣点钱的,肯定比labour强。2人干每人就没有一周64小时了,如果有,挣得也不只6万。
          • 不 如 合 伙 贷 款 买 个 大 的 , 这 几 万 块 钱 的 小 生 意 实 在 没 什 么 好 做 的 。
            • 是啊,合资买个象Tim Horton之类的。找一个股东负责并拿薪水,三个月一次运作报告,一年一次股东分红大会。
      • 已发邮件,请电话详谈
      • I strongly recommend you not to go for partnership. 9 out of 10 such cooperations will fail due to various reasons.
        5w investment, 5w back per year, that is 100% ROI. You may borrow money and pay interest upto 15%.

        Banks can grant you small business loan at prime plus 3%. The conditions are: no more than 90% of total store equity; providing a financial projection about the business; providing other guaranty, such as other personal assets, spousal guaranty, your other sources of income, loan insurance, etc.

        The sale price shall include two portions: goodwill and equipment worth. The banks normally will recognize the value of equipment as collateral to back up the business loan. Ask the seller to give you an equipment list with item name and current value. The bank may ask an independent assessment of the total value when considering your loan application.

        There are other avenues to gain access to private capitals. The interest rate may be higher than bank loan, but definitely lower than partnership.